I feel for you. I upgraded to W10 from Vista, and it has been difficult trying to figure things out. Once you set up where to download the photos too, it shouldn't be too difficult. The Microsoft Account feature gets in the way of a lot of the functions so I don't log onto it. When I connect my camera and turn it on, the log into Microsoft Account screen comes up and I just close it and continue.

Do you mean downloading photos from the internet, or transferring photos from your mobile phone to your pc? I have also upgraded to Windows 10 from Windows 7 and now have problems with the transferring of my photos from my Android smartphone to my laptop. The only way to transfer my photos now is: a) Transfer all my photos from my phone's internal card to my phone's external SD card, b) take the external SD card off my phone and place it in my laptop and c) restart my laptop. It is a common issue with Windows 10 and many people complained about it.

Thanks both sorry to hear that you're having problems but i've got a bigger problem now, my laptop is at "the doctor's ".I think I may have messed about too much! !!!.I can get them on the laptop but not to growsonyou! Can't figure out the file thingy!